Sticking to cash may help some consumers dealing with debt management issues

January 27th, 2010

Debit and credit cards may provide a certain amount of convenience when making purchases, but it’s that very ease that may end up putting some people in need of debt relief.

In a recent column for ABC News, David McPherson noted that he has taken a different approach when it comes to making smaller purchases, one that may help consumers trying to concentrate on savings. Rather than pull out a card for everyday purchases, McPherson has suggested the use of cash only.

“My belief is that relying on cash in the wallet rather than plastic instills greater budget discipline and reduces impulse purchases,” McPherson said. Read more…

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Law firm partner buys West Park Ridge 4BD

January 26th, 2010

Nicholas and Mary Lagattuta bought a four-bedroom, 3.5-bath home at 405 N. Lincoln Ave. in Park Ridge from Alonzo and Laura Monk for $658,000 on Jan. 5.

The Monks bought the property for $782,500 in Jan. 2005. The 2,786-square-foot house was built in 2005 in the West Park Ridge/Chippewa Woods neighborhood.

Mr. Lagattuta is a partner and attorney at Lagattuta & DeGrazia PC in Schaumburg, where he specializes in criminal, divorce, personal injury and real estate. Prior to entering private practice, he served as a Cook County assistant states attorney.

He earned his bachelor’s in accounting and J.D. in 1982 from DePaul University.

Earlier in December, the Lagattutas sold a four-bedroom at 324 Lincoln Ave. i

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EyeBuyDirect.com Buy One Get One EyeGlasses Sale Ends at Midnight

January 25th, 2010

If you’re in the market for new eyeglasses, the affiliate manager from EyeBuyDirect just sent me an email that they are having a special ‘buy one, get one free’ sale today only. Not a bad deal when you consider that they have 160 pairs of glasses (with prescription lens) for under $30! Sale ends at midnight PST. More details at the link above.

If you haven’t purchased online before, I wrote a pretty extensive guide on how to buy glasses online that you might want to check out. It’s a lot simpler than you might think. After doing so myself, I would NEVER buy glasses at an optometrist – the prices are significantly different. Read more…

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Ski jump to check in at Düsseldorf International Airport

January 24th, 2010

The check-in hall at Düsseldorf International Airport (DUS) will house the world’s first airport indoor ski jump as part of the 7th annual TravelSuperMart from February 6-7, 2010 – one week before the start of the Winter Olympics in Vancouver. Former British Olympic ski jumper Eddie “the Eagle” Edwards is scheduled to open the event.

Snowboarders and ski-freestylers will perform stunts and jumps of up to 30 feet on real snow on the 130-foot-long slope right in the departure area of the airport terminal. Wi

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Federal Debt Assistance Is Keeping Americans Away From Foreclosure

January 24th, 2010

The last 2 years have witnessed an accumulation of delinquent mortgage loans across America. The international economic stagnation has been pressuring Americans’ budgets. Surveys have concluded that around 4 million Americans spend more than 40% of their monthly income on mortgage loan payments. Accordingly, the standard of living of middle classed Americans was hardly hit in the past couple of years. Obama’s newly proposed bill is expected to offer federal debt assistance to mortgage holders to help them get out of the hole.As shocking as it might seem, statistics show that more than 6 million Americans are at the risk of foreclosure within the next year or two. Read more…

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Review: One Year to an Organized Financial Life

January 24th, 2010

Every other Sunday, The Simple Dollar reviews a personal finance book.

The title of this book pretty much sums it up.

One Year to an Organized Financial Life by Regina Leeds basically lays out a week-by-week plan for getting your financial house in order. The book is divided into twelve chapters (months), each containing four subsections (weeks in a month), and each of those sections details how to take control of a specific aspect of financial life.

The end result is something that feels very much like a detailed plan to follow.

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