Posted on : 15-01-2010 | By : admin | In : Financial News
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Improving your credit score is not an impossible job however it does take a lot of work.
If your credit score is below 500 this may take a few years, however if it is above this score there are some simple tips you can try to get your credit score back on track. The first thing to do is find out your score. This score is called a FICO score which lenders use to determine creditability and payment history.
Paula de la Torre Editor of the “Best Credit Reporting Services” website — http://www.CreditReportsAndScores.biz/ — pointed out;
“… In the last 10 years American consumers have found their score going down due to job losses and an unstable economy. This in its
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Posted on : 15-01-2010 | By : admin | In : Financial News
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Quicken Loans Capital Markets Update for January 14, 2010
Treasury and mortgage bond prices are slightly higher this morning ahead of the week’s final Treasury auction. Today’s December retail sales report was expected to increase following November’s strong reading.
The reading was worse than expected which is helping to support bonds this morning. Also, today’s weekly initial unemployment claims report was expected to creep higher while this week’s continuing claims report was expected to fall.
Initial unemployment crept higher and this week’s continuing claims report fell, both moves were more than expected.
Posted on : 15-01-2010 | By : admin | In : Financial News
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First Premier Bank Exploits Credit Card loophole – for 79.9% APR!
Posted on | January 14, 2010 |
The remainder of the new Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 regulations go into effect in February 21st, and a lot of credit card companies are making changes before those changes are banned.
One such change is hiking the APR.
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Posted on : 14-01-2010 | By : admin | In : Financial News
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How are Personal Finance Habits Passed from One Generation to the Next?
A few months back, I eloquently posed the question to everyone, “who would win a personal finance death match – your or your parents?”. How financial habits are passed from one generation to the next makes for excellent discussion.
Of the 174 people who voted in that poll, 121 (or 70%) voted that they would defeat their parents in this epic battle. This was a higher percentage than what I was expecting, however, after giving it a little more thought, it’s not all to surprising. After a
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Posted on : 14-01-2010 | By : admin | In : Financial News
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This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. You’re invited to mention in the comments the tips that you found to be the most useful for inclusion in a comprehensive budget trimming guide at the conclusion of this series.
Transportation – gasoline, motor oil – $2,384
The average American family drops $200 a month on gasoline and motor oil – and that’s at early 2009 prices for gas, which were significantly lower than prices today.
However, this is one of the easiest numbers to trim in your entire budget. There are
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