The Legal Intelligencer has posted an interesting article about a recent Pennsylvania ruling that says lawyers cannot use their own firm’s letterheads when sending out collection letters unless the lawyer has reviewed the file and is prepared to file a lawsuit.
U.S. Magistrate Judge Andrew J. Smyser ruled that two letters from a New York lawyer amounted to clear violations of the Fair Debt Collection Practices Act because the use of law firm letterhead gave the false impression that a lawyer was working on the case and planning to sue.
Do you have a particular hobby you just can’t get enough of? Some part of your lifestyle that identifies you? Something that you’d be happy to spend more time (and more money) on? For most of us, there are several parts of our lives that really make us tick. Sometimes it’s hard to justify spending money on these sorts of hobbies even though it’s what we want to do. But if you can make your lifestyle into a business, you can make those expenses deductible — which, at the very least, makes these expenses more palatable.
Note that not every aspect of a lifestyle can be turned into a business, but with the availability of easy options for business creation online, you might be surprised at your options. Playing v
Monica, an Alabama consumer, discusses her experience with abusive debt collectors and how she felt after contacting our firm.
You are welcome to request our free book on “Stopping Abusive Collectors” which explains in more detail how to fight back against collectors that violate the Fair Debt Collection Practices Act (FDCPA). Feel free to contact us through our website or you can call us at 205-879-2447.
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Car finance companies such as GMAC, Nuvell, Ford Motor Credit, etc. are some of the biggest offenders of the Telephone Consumer Protection Act (TCPA).
They will call your cell phone dozens of times in a week using an autodialer and/or pre-recorded messages.
Learn more about your rights by reading our new article on how to use the TCPA to fight back against this ridiculous type of phone harassment.
Feel free to contact us through our website or you can call us at 205-879-2447.
You can join our Facebook Fan Page – Alabama Consumer Protection Attorneys where we share useful information about the same types of issues that we cover in this blog.
You can also sign up for our free email newsletter sent out every Thursday morning – we cover topics such as the one in this post.
Do you always need brand name stuff or can you settle with generics? It’s a battle that rages throughout the strip malls, supermarkets and boutiques. And chances are, you’re already fighting for one side or the other.
Brand names are armed with “reputation,” aesthetic appearance and sought after trends. Generic brands are at bargain prices, and mimic the look of the brands without ruining your budget. The true quality of each is often debated, and many of these possessions serve the exact same purpose, regardless if it’s the real thing or concealed in a generic cloak.
What Possessions Are Worthy of the Brand Names?
If any material item is in the front line of this debate, it’s the clothes we wear on a regular basis. People care
Unum Provident Reviews Approved Benefits to Assure Continuing Qualification
When Nancy Perryman stopped working on February 28, 1997 she was the Western Farm Bureau Insurance Company’s agency manager for metropolitan Phoenix and Northern Arizona. She supervised between 18 and 21 insurance agents who worked out of Western Farm Bureau’s various insurance offices. She’s earned around $300,000 each year in commissions, with average monthly earnings of almost $19,000 for the two years before she stopped working.
→ Continue reading Unum Provident terminates disability benefits to woman with chronic fatigue syndrome (CFS) (Part I)
