America One Unsecured Responds to Consumers’ Personal Loan Needs in Improving …

April 5th, 2010

(I-Newswire) April 6, 2010
The recent encouraging economic news will mean a better long-term picture for job hunters, but without cash on hand, many might not be able to take advantage of the improving economy.

- The U.S. Department of Labor announced today that new unemployment benefit claims dropped again for the fourth of the last five weeks.

- Gross domestic product grew 5.6% in the last three months of 2009.

- Economists expect that the April 2 employment report will show
190,000 new jobs were created in March, the most in three years.

- One million small businesses are expected to add new positions to take advantage of the Obama administration’s newly announced $5,000 tax credit and Social security reimbursement.

- Union Bank’s 10th Annual Small Business Survey shows 25% of California’s small business owners say they will add new jobs and make other growth investments in 2010. (This

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Faulty Bank Paperwork Leads To Investigation Of Lender Processing Services

April 4th, 2010

The Wall Street Journal has posted an article about a recent investigation into a subsidiary company of Lender Processing Services. The company is responsible for providing banks with the documentation necessary when preceeding with foreclosures. Federal prosecutors began looking into the company, Docx, after the dismissal of several foreclosure cases…

in which judges across the U.S. have found that the materials banks had submitted to support their claims were wrong. Faulty bank paperwork has been an issue in foreclosure proceedings since the housing crisis took hold a few years ago. It is often difficult to pin down who the real owner of a mortgage is, thanks to the complexity of the mortgage market.

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CDs aren’t the Place for Your Money

April 4th, 2010

You may remember the days when you would see advertisements in the newspaper or on the windows of your bank offering interest rates as high as three, four and even five percent on certificates of deposit (CDs). Those days, unfortunately, are long gone and now it is more likely that you see certificate of deposit rates going for less than one percent, which consumer money specialists say is pathetic and not the best place to invest your money. Experts are not the only ones warning against these types of investments.

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Wells Fargo Insurance Services Announces New Account Executive for Fargo, ND …

April 2nd, 2010

FARGO, N.D., Apr 01, 2010 (BUSINESS WIRE) –Wells Fargo Insurance Services has hired Lisa Flick as a commercial lines account executive in the Fargo, N.D. office. Flick will be responsible for servicing an existing book of commercial lines business.

“We’re excited to have Lisa join our service team here in the Dakotas,” said Debra Galt, insurance brokerage supervisor for Wells Fargo Insurance Services’ North Dakota and Minnesota offices. “With her background and expertise, we’re confident she will provide the quality of service our customers have come to expect of Wells Fargo Insurance Services.”

Flick joins Wells Fargo Insurance Services with more than 15 years of administrative experience.

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How To Budget & Save 40% Of Your Income

April 1st, 2010

Up to this point, my savings goals have been pretty vague. Yes, I need to set aside money for retirement and college, but figuring out how to allocate so many dollars for the electric bill, car insurance, and everything else seems like an eye-glazing process. However, I’d like to try out a particular budgeting strategy that can help me learn how to save up to 40% of my income.

40% can seem like an extreme amount to save during a recession, so I wouldn’t depend on this to become an overnight goal. Instead, I need to take the time to evaluate my income, expenses, and savings goals as I explain below.

First, I need to list my sources of income and find out how much I bring in each month. Thi

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Purchasing School Supplies on the Cheap

April 1st, 2010

When I was a kid, purchasing school supplies meant getting a new notebook, a couple of pencils and pens, and a back pack. Today, you get a huge list of supplies the school expects you to buy for each child a few weeks before school begins. Have several kids, and it can be rather expensive. Here are a few ways that I’ve come up with to save money on buying school supplies.

Get Organized

Since the schools are now demanding everything from pencils to tissues, stuff comes home at the end of every year. Although they want new crayons, pencils, and notebooks when the school year begins again, you can reduce your purchases by putting away scissors, pens, markers, and highlighters when they are returned in the summer. C

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