The Palm Beach Post has posted an article that discusses how the Florida Supreme Court has been trying to force banks into mediation with the intent to save struggling homeowners from foreclosure. But in recently acquired documents, it has come to light that the banks and lenders have been doing their best to make negotiations end in a stalemate so they won’t lose money by not foreclosing on homes.

In some cases, mediators report that deals were struck for trial payment plans or to seek a loan modification, but that banks or their attorneys asked for the meeting to be recorded as an impasse.

The motive for a deadlock, homeowner advocates say, is money.

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“Apps” are today’s buzzword, with everyone from Whole Foods to Facebook and even your local neighborhood Realtor asking you to download their mobile app for your iPhone, Blackberry, and Droid. With all this talk about apps, what is happening with mobile websites?

A mobile website is not a downloadable app, but rather a very abbreviated version of your actual website on a mobile domain. It usually looks like m.your-domain.com. These mobile websites are designed specifically for mobile smartphones like Blackberry, Droid, or iPhone users who prefer not to download more apps.

Why should you build and publish a mobile domain? The s

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Treasuries best performance since the last day of January came in the middle of the North American night as investors in Asia sold stocks and reached for the safe haven of government debt. As events unfolded in early morning Manhattan signs of economic strength pared gains for safe haven investments as investors once again rotate cautiously from bonds to stocks.

Eurodollar futures – The March 10-year note future reached 120-23 overnight sending yields to the lowest since January 31. In Asia equity prices were sinking in response to a sharp drop in U.S. e Read more…

In some cases, a financial planner or financial adviser can be quite helpful as you work toward your money goals. While it is possible to manage your own money, some people find that a fresh set of eyes can be helpful in creating financial plans. Plus, it can help to have the advice of someone who has been educated to make certain financial decisions. If you do decide that a financial professional can help you, it is important to know that he or she is qualified. Here are four credentials to look for when you are vetting your financial planner:

Certified Financial Planner – CFP

Getting the right “official” credentials can be time intensive, and that is true for Certified Financial Planners. A CFP

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Yes — recording the abusive calls is not a requirement to sue or even to successfully sue a debt collector who is abusing you.

It is always nice to have recorded calls (just make sure they are legally recorded) but it is not a requirement.

The Fair Debt Collection Practices Act (FDCPA) prohibits all sorts of abusive conduct. It does not require you have tapes or recordings to prove your claims.

Instead, just like in any other trial, if you offer evidence that the jury believes, you win.

So, the key is to do everything you can to increase your credibility. Never exagerate. Keep good records. Can you document the calls on your cell phone or through your caller ID?

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Bond dealers have to reconcile conflicting factors on Thursday as government paper prices gyrate. Earlier in the session equity index futures pointed to a further lurch lower at the start of trading on account of a nasty concoction of events in Tripoli as Colonel Qaddafi struggles to maintain a grip over Libyans. The resultant triple-digit price of crude oil, powered higher by speculative concerns that supplies will be reduced, has mounting growth concerns around the world. Bond buyers haven’t been in short supply as a result. Equity index futures later rebounded on a revival in U.S. employment fortunes. B

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Today credit is a necessity. A person needs credit to be able to do almost everything, from buying a car to a turning on an utility. Bad credit can be very expensive. This is why debt management is so necessary. payingpaul.com help you acquire and manage your debt so that you can afford it.

The key to debt management is realizing your finances. You must have a budget and you need to understand what you can and can not afford. This may sound simple, but the credit is actually designed to help you get what you can not afford, and that is why many people find themselves with credit problems.

The idea of credit is to give you a loan so that you can buy something that you would not otherwise be able to pay. Read more…