Now that you are past the holiday sales rush and fully into the swing of the new year, you should have a strategy in place already to save your business money through your budget.

If you haven’t prepared your money-saving strategies yet, don’t worry. There is still plenty of time to start saving on expenses and increase your profits for the year! Here are a few tips.

Save the Lights

The lights in your office, retail store, or warehouse may not be on your radar during work and off hours. However, when the lights are on and not in use, it wastes money. The first step is to install energy-efficient fluorescent bulbs in your lighting fixtures. The

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Zions Bank is another one of those FDIC banks that offers a high yield online savings account. Based in Salt Lake City, Utah and a result of a merger in 1957, Zions Bank has been helping customers with banking needs for over half a century. Though their branches number in the triple digits, chances are good that you haven’t seen one in your area and since they now offer an online savings account, let’s take a look at what they offer. Click Here to Learn More about Zions Bank

Why Zions Bank

Competitive but not the highest is about all I can say. For

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Overview

Geographical distinctions are being made, the wheat separated out from the chaff, as opposed to last year’s ‘risk on/risk off’ mode. G7 stock markets inched up to new highs and their best levels in many months, US indices travelling at a 45 degree angle since September. In stark contrast most emerging market ones are lower, the Hang Seng, Taiwan, South Korea and Singapore all off about 5% on the week. Brazil’s Bovespa is down for a fourth consecutive week to trade at levels last seen in August as the government lops $30B off this year’s budget, similarly Mumbai’s Sensex which is back down to June’s levels after suffering a sixth weekly decline as corruption rumours in the telecommunications industry swirl. Yields backed Read more…

Whether you drive a hybrid or a regular car, you have probably tried to think of ways to reduce your gas consumption. One group of drivers has decided to go to extreme lengths to make sure their vehicles sip fuel rather than guzzle it. They are called hypermilers, and they have been known to get upwards of 180 miles per gallon. (And no, that is not a typo.)

Steps to Better Efficiency

The official website for hypermiling, www.hypermiling.com, details six steps to improved fuel efficiency. These steps begin with knowing your mileage, which is necessary for improvement.

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Your small business can earn significantly more revenue if you accept credit cards from your customers. Though taking credit card payments increases your ability to accept payment from customers or clients, it also means paying a premium for the convenience. What are the considerations you should keep in mind when opting to set up a credit card merchant account?

First, what is a merchant account? Having a merchant account requires you to work with a credit card processor who handles the actual gateway between your customers’ credit card, your bank, and Visa & MasterCard (and Discover and American Express, if you so choose). <

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Do you use your small business website to sell online? Online eCommerce is a great way to earn extra sales revenue through your brick-and-mortar retail store, or as a stand-alone outlet to make sales for your small business. However, your online sales may be suffering without you even realizing it.

Many small business owners pay little attention to the format or content of their online order forms – which could lead to abandoned orders and lost sales. Here are five important things you should use as your online order form checklist:

1. Don’t Call It An “Order” Form

   Many online customers are tire kickers or window shoppers. When th

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US Inflation data, TIC Long-Term Purchases, UK employment data, American FOMC Meeting Minutes and Unemployment Claims are the highlight of this week. Here is an outlook on the coming events.

Increases in prices for specific goods does not reflect on overall inflation which is currently below the central bank’s desired level said  Dennis Lockhart, president of the Federal Reserve Bank of Atlanta. Low inflation rates was the reason for the Fed’s second round of bond buying in November. Lockhart said the $600 billion program is already working.

1. German ZEW Economic Sentiment: Tuesday, 10:00. Germ

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