Business & Finance World News

Melrose Credit Union CD Rates

July 4th, 2010

Melrose Credit Union of Briarwood, Queens (New York) is advertising some of the best CD rates currently available. The credit union is advertising share certificates of deposit ranging from 12 months to 60 months. Personal CD rates and Individual Retirement Account (IRA) CD rates are the same. The credit union is also advertising Financial Institution CD rates that are lower than the personal CD rates.

Find the best CD rates at credit unions and banks by searching our CD rate tables at CDRates.MonitorBankRates.com.

Melrose Credit Union’s 12 month personal CD rate is one of the highest CD rates available today. Th

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MARKET CLOSE: NZ stocks rise, halts 11-day decline

July 4th, 2010

July 2 (BusinessDesk) – New Zealand stocks rose, ending the week in the black after declining for 11 consecutive days, buoyed by Australian markets where corporate tax cuts have pushed the equities into positive territory. New Zealand Refining Co., NZX Ltd. and Nuplex Industries Ltd. lead gainers on the day.

The NZX 50 rose 4.29, or 0.2%, to 2938.1 points. Within the index 19 stocks rose, 19 fell and 12 were unchanged. Turnover was $41.1 million.

The ASX 200 Index was last trading 0.1% up at 4,241.7, after the Australian government agreed to shelve a plan to implement a resource tax in favour of cutting corporate tax to 29% instead of 28% included in the initial proposal.

“The changes to the corporate tax structures in Australia have put a bit of a positive spin on things,” said Guy Ellife, who manages $1.1 billion of equities at AMP Capital Investors. “Reso

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Can You Make Your Lifestyle Deductible?

June 29th, 2010

Do you have a particular hobby you just can’t get enough of? Some part of your lifestyle that identifies you? Something that you’d be happy to spend more time (and more money) on? For most of us, there are several parts of our lives that really make us tick. Sometimes it’s hard to justify spending money on these sorts of hobbies even though it’s what we want to do. But if you can make your lifestyle into a business, you can make those expenses deductible — which, at the very least, makes these expenses more palatable.

Note that not every aspect of a lifestyle can be turned into a business, but with the availability of easy options for business creation online, you might be surprised at your options. Playing v

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MARKET CLOSE: NZX 50 falls near year-low

June 29th, 2010

June 30 () – New Zealand stocks fell to the lowest level in almost a year, marking seven straight days of declines, as the gloom on international markets spread locally amid fears that that the recovery of global markets may be short-lived. Dual-listed APN News & Media Ltd., paced decliners, with Kathmandu Holdings and Nuplex Industries Ltd. following suit.

The NZX 50 fell 18.98 points, or 0.6%%, to 2,972.1. Within the index, 27 stocks fell, 10 rose and 13 remained flat. Turnover was $68.5 million.

Asian stocks took their lead from the U.S., where the Standard & Poor’s 500 Index fell 3.1% overnight, as concerns around China’s growth prospects and the weakness in the global recovery weighed on markets. In in

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The Credit Cards vs Debit Cards Debate

June 28th, 2010

I have never understood the debate between credit or debit card usage. After all, credit and debit cards are just pieces of plastic. That is about the only similarity to me.

I will say it up front, I am a chronic debit card user. Very seldom does cash hit my purse. In my part of the world anyway, debit transactions have been a way of life for a very long time. I rely so heavily on debit that when the lines are down or there is a cash only line at a store, I get very confused. How will I leave with my new found treasures?

Seriously, though, the decision to use debit cards or credit cards for purchases is made with little thought about credit rating or how long I may have to get my money back if something should go amiss.

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Get Money For Keeping Your Employees Healthy

June 26th, 2010

In another recent post, we talked about the cost of hiring employees. However, some of those costs can be given back to your small business in the form of government grants.

The new healthcare bill that was recently signed into law in 2010 by President Obama contains provisions that provide money to small businesses that promote and operate wellness and prevention programs for their employees. About $200 million in grants will be given out over five years, starting in 2011. These grants will be earmarked for small businesses with 100 or fewer employees and will be administered by the US Health and Human Services Department.

How can your business benefit from these grants?

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