Posted on : 15-01-2010 | By : admin | In : Financial News
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First Premier Bank Exploits Credit Card loophole – for 79.9% APR!
Posted on | January 14, 2010 |
The remainder of the new Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 regulations go into effect in February 21st, and a lot of credit card companies are making changes before those changes are banned.
One such change is hiking the APR.
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Posted on : 14-01-2010 | By : admin | In : Financial News
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How are Personal Finance Habits Passed from One Generation to the Next?
A few months back, I eloquently posed the question to everyone, “who would win a personal finance death match – your or your parents?”. How financial habits are passed from one generation to the next makes for excellent discussion.
Of the 174 people who voted in that poll, 121 (or 70%) voted that they would defeat their parents in this epic battle. This was a higher percentage than what I was expecting, however, after giving it a little more thought, it’s not all to surprising. After a
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Posted on : 14-01-2010 | By : admin | In : Financial News
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This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. You’re invited to mention in the comments the tips that you found to be the most useful for inclusion in a comprehensive budget trimming guide at the conclusion of this series.
Transportation – gasoline, motor oil – $2,384
The average American family drops $200 a month on gasoline and motor oil – and that’s at early 2009 prices for gas, which were significantly lower than prices today.
However, this is one of the easiest numbers to trim in your entire budget. There are
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Posted on : 13-01-2010 | By : admin | In : Financial News
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Where Identity fraud is a unlawful change of identity. It indicates illegal activities that use the identity of another person as a target of a crime. Lets make this clear that identity fraud can occur without identity theft.
Identity theft wont just ruin your day, it will take over your life! Trying to get your life back will not be a short process and the more you delay on correcting ID theft the more money you will be responsible for. This is a not-so-fun fact: The average time spent by victims resolving the problem is about 330 hours. Also that 15% of victims find out about the theft through proactive action taken by a business.
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Posted on : 12-01-2010 | By : admin | In : Financial News
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On Tuesday, we talked with Standard Life Investments portfolio manager Raquel Castiel about some of the fundamental factors surrounding Canadian bank stocks. Today, we look at the landscape for the banking sector from a technical standpoint, courtesy of National Bank Financial technical analyst Dennis Mark.
In a research note issued late Tuesday, Mr. Mark said that for now, the S&P/TSX capped financials sub-index is stuck in a technical trading range – between upside resistance at 180 and downside support at 163, its 200-day moving average.
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