Can A Collector Call My Family Members When I’m Paying The Collector Per An Agreement?

May 29th, 2010

I recently received this question from a consumer who was concerned about how a debt collector was treating her in calling family members:

I had a credit collector (United Recovery) call my home and a family members home today. (5/29/10) I am making payments as agreed to them, there is was no reason for them to call my home or family member. What can I do about this legally?

This is known as a “third party contact” and is a favorite illegal dirty trick of abusive debt collectors.

Debt collectors can only contact “third parties” – that is someone other than the debtor or the debtor’s spouse – to obtain location information.

Location information is only the following:

1.

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Power outlines NZ’s new expectations for SOEs

May 29th, 2010

June 2 () – State-owned Enterprise Minister Simon Power has outlined the government’s new performance measures for SOEs, which he expects to be included in their statements for corporate intent from next financial year.

Power said SOEs, including Meridian Energy, Solid Energy and Landcorp Farming, make up some $25 billion worth of taxpayer investment, and the government has a “duty to ensure that this investment delivers an appropriate return.” The new performance measures cover shareholder returns, profitability and efficiency, and leverage and solvency.

“This is another step towards providing taxpayers with the tools to assess how their investment in this portfolio is performing,” he said in a statement.

Earlier today, Power was reported as telling Parliament’s Finance and Expenditure Committee that he has not received any advice about future sales or rationalisation of SOEs, and said the government will have to discuss whether to change its policy regarding asset sales.

The new SOE measures are:
– Total shareholder return,
– Dividend yield,
– Dividend pay-out,
– Return on equity,
– Return on equity adjusted for unrealised fair value movements and asset revaluations,
– Return on capital employed,
– Operating margin,
– Generator efficiency for Genesis Energy, Meridian and MightyRiverPower,
– Net gearing ratio,
– Interest cover, and
– Solvency.

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Making Estimated Tax Payments – A 101 for the Small Business Owner

May 29th, 2010

I have a confession to make.

When I first started out in business, having just quit 12 years of full time employment, like many entrepreneurs I was blissfully unaware of my day-to-day business tax obligations.

This changed one day when I sat down for a coffee with a fellow small business owner and was introduced to the facts of life about estimated tax payments.

My personal epiphany aside, one of the biggest mistakes small business owners make during the start-up phase is misunderstanding their tax obligations.

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5 Steps to Recognizing and Correcting Errors on Your Credit Report

May 29th, 2010

Knowing what’s actually on your credit report is crucial: not only do potential lenders check it before deciding whether you should get a car loan or a mortgage, but it can be one of the fastest ways to find out if you’ve been the victim of identity theft. You can request a copy of your credit report from each of the three main credit rating agencies (TransUnion, Experian and Equifax) once a year, for free. You can also purchase copies throughout the year, if need be.

Getting Your Credit Report


Despite all those commercials full of singing actors that wish they’d checked their credit report a little sooner, there is only one website you should request your credit history from: AnnualCreditReport.com. This

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Was Boston Mutual’s decision to terminate long-term disability insurance correct? (Part I)

May 27th, 2010

The case we are going to look at here highlights the importance of involving a disability insurance attorney in your disability insurance policy purchasing decision. The language in disability insurance policies is complex and can often be turned against you when you most need the benefits. It is never safe to trust the assurances of the disability insurance company that a policy meets your requirements. The following case clearly demonstrates this reality.

→ Continue reading Was Boston Mutual’s decision to terminate long-term disability insurance correct? (Part I)

Corporate Events Management Company Delhi

May 27th, 2010

Fun Films & Music Entertainment Pvt. Ltd. is one of the top corporate event management company in Delhi, we provide turnkey corporate event management services to suit all budgets and corporate sizes. We can plan and execute various type of corporate events on just a couple of days notice. These corporate events may include – Seminars, Conferences, Product Launch, Dealers Meet, Employees Meet, Team Building Activities, Corporate Tours, Press Conferences and many more! Our professional corporate event management team impeccably plans and executes each corporate event, right from the desired ambiance, food and drinks menu, and entertainment for your guests.

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